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Showing posts from November, 2020

Incredible Tips To Travel Cheap.

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     I decided to put together some little tips of topics that you need to worry about to make that big trip, spending little and still enjoying a lot.       So, from now on, I will talk about some important tips for you to make that trip of your dreams cheaper, and that fits within your budget. 1 - Priority      The first point is the issue of priority. Why do I talk about it? Because I see a lot of people saying, "I really wanted to travel", "I wanted to travel like you" ... but, in fact, it does not prioritize this event. Whether because it is not that important, or because of excessive consumerism, most people fail to prioritize the trip or fail to see the great value that exists in the experiences. I see people who have credit card expenses of 400, 500, 1000 dollars (or even more than that) complaining that they can't travel, that traveling is expensive, that they can't plan for it. But they manage to plan to be paying a very high credit card bill. Oft

The Importance Of a Job Well Done.

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     A job well done is like "getting what you see right, and also achieving what you haven't seen". Nowadays, people are spending less and less time on jobs well done. Concentrated work, an activity that requires maximum concentration and minimum distractions, is something very scarce and, therefore, rare today. And the rarer it is, the more valued it tends to be. This is because people, society in general, are reducing their ability to focus, attention and concentration in the face of (a) excess information, which leads to distraction; and (b) the excess of inattention caused by the widespread addiction resulting from lights and screens that invite relaxation and the incessant search for novelties to appease the insatiable thirst of the brain for more dopamine.              When was the last time you were able to do something continuously for 50 consecutive minutes, without being interrupted by a cell phone notification, a phone call, someone calling you, or an inte

Democracy is in danger.

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       More than a week after people voted and President Donald Trump has not yet conceded the election and still claims that he won. There is a 6 million vote gap between President-elect Joe Biden and President Trump and also Biden has 306 electoral-colleges votes, versus Trump's 232, making it very obvious who won it.      However, President Trump still has not acted as every President elected in a democratic country and conceded the election. This is a danger to democracy in America and abroad, with many other countries that see America as a beacon of democratic values.     The worst of it all is to watch so many republican officials play along with this, making everything even worse. It's time to tell him he needs to stop, this is not how democracies work. Trying to win an election with lawsuits without evidence makes us all look bad, exposing how low our democratic values have been disregarded as the norm and instead uncovering that for some politicians power is the only t

Why is money taboo ?

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     Why is money such a touchy subject to talk about? I believe it's most likely because of the judgment we believe we will receive for talking about it, but this shouldn't stop us.     Money is a taboo subject in every relationship we have, let it be friends, parents and there are even some romantic relationships that just talk about finances way down the road. It's understandable that people feel shy or embarrassed about comparing finances, since if anyone talks about how much they make the other person will most likely compare it to themselves.      Talking about money might be a super interesting way to learn a bunch about finances, it's always good to know good and reasonable financial advice so that you can learn from other people's mistakes.      Comparing the finances might be something that freaks some people out, but there is one thing that may make them be completely horrified is to talk about debt. Debt is such a forbidden topic that a lot of parents hi

Tips To Not Lose Money in The Current Crisis!

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     The coronavirus crisis is here, impacting many lives. There are reasons for much concern and care, respecting the others and avoiding the proliferation of the virus, but is also very important to avoid the despair. The personal finances are in risky but with organization and care we will get through this crisis. Continue reading this article to know the best way to deal with this difficult situation.      Create Stocks - Many people have already gone out to buy all the stocks of goods, even useless ones. Just be careful to don't end up buying unnecessary things driven by fake news. Don't forget to always search for the real information.      Home office or quarantine - working or being isolated at home does not mean savings, often this can result in more expenses, as people go to the fridge all the time to eat something.There are also expenses with energy, internet and others that will have greater consumption . It's time to make a good financial plan to avoid losing m

5 GREAT GIG ECONOMY APPS TO MAKE SOME EXTRA CASH!

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 Everyone knows that gig economy apps are becoming more and more common. Almost everyone has at least one app on their phone, so here we are going to present you with a list of five gig apps so that you can make some extra bucks. 1-Uber It's known by everyone that uber is one of the best ways to make money in this gig economy. As long as you have a car, driver's license, phone, and an internet connection, you are set to go. Another good thing is that you can choose your own schedule, so you can choose when it's the best time for you to work. 2-Rover If you love dogs you should download this app. This is an app that allows you to connect dog walkers/dot sitters with dog owners. You can set up your prices and wait for a client that matches their interests. Besides being a nice way to make money, it's also great to exercise. 3-Uber Eats Here your pay won't be great, but what will make it worth it are the tips you are going to receive. Besides that, one great thing abou

A Few Tips To Learn How To Deal With Overdue Bills.

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      Your main supplier's invoice dropped on the 10th. It's already the 15th and you still haven't paid it? There is also the water and electricity from last month to pay. What do you do now? How to get out of this complicated situation? Dealing with overdue bills can be a real puzzle for some people but don`t worry, with this few tips you will handle this problem like a profissional. 1- Know your expenses and incomes.     One of the biggest reasons for people to have overdue bills is the lack of control over incomes and expenses, wich can lead to a big debt. If this is your case, the first step to get out of this situation is to bring your budget to date in order to have a clear view of the situation. 2- Prioritize the essential.     Running out of light is worse than running out of water. Make a list of all overdue bills that you have, establish a rank of the most important ones and wich ones can be postponed for a little while. 3- Cut the superfluos.     It is very comm

Your credit card is not a monster.

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 A lot of financial advisers tells everyone they should get rid of their credit cards and that credit card is bad things. I'm here to show you that this is not something that binary. You should not cut it in half and throw it away as far as you can. Like with most things in life, making a credit card useful depends solely on the credit card's owner. If the person wants to spend much more than they can pay buying things that will probably be not useful, it's their choice, but why should responsible people not use a credit card? There is no reason not to. Most credit card companies in America doesn't charge you anything, they will most likely pay you rewards for using them. Besides being much safer and faster simply using your credit card, you will most likely receive rewards solely for using it. A lot of companies like to offer miles, cash back on purchases and there are some brands that you will even be able to receive some nice discounts on insurance. Besides that, all