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Showing posts from October, 2020

5 GREAT Tips To Boost Your Sales!

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      The competition is growing in the business world, regardless the market you are in, increasing the need to seeker greater differentials comparing to other people. Knowing how to sell well in this scenario is crucial. According to many specialists, the first step is to like what you do. Therefore, in addition to being focused and motivated, you must surround yourself with others who also think like that to have a better result.  1- Do a Good Research.     You need to research before you dive in and bet all your savings. Check the market, the competition, the geographically map, your business location and where your potential customers are to avoid problems in the future. 2- Don't Be Just One More in The Market.     Be very clear about what your big and true differential will be. Always try to be original and creative, entering the market to be just one more of the same can be a big mistake.  3- Offer The Fundamental.     According to data from Nielsen, three factors in adition

How to make money as a teenager.

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 Everyone who was/is a teenager has thought once about how to make money. Nowadays there are a bunch of different ways to make money as a teenager and I'll try to give you some tips. 1-Tutoring If you are really good at a subject you should try helping out other kids and be rewarded by that. You could either try tutoring people of your own class or even younger ones, since you will most likely have a more comprehensive understanding of the subject.  2 - Dog walking If you like dogs this can be an awesome way to make some money. You will be greeted by loving dogs and do an overall pretty easy job, since you will just walk. Besides all the loving and cash you will be getting from the dogs, it's also a pretty nice way to exercise. 3-Sell photos online Everyone has a phone and most phones have a pretty decent camera, so you should just use it. Take photos of things you find interesting and believes someone would be interested to buy and put it up on some stock photos site and every

5 Business Ideas To Start With Little Investment.

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      Entepreunership is not an easy task, especially when you have little capital to invest in this endeavor. Even so, it is not mandatory to have a lot of money to open a business: some business ideas work very well in a more economical way.     It is worth remembering that, before starting a business, it is important to know the challenges and see both success and failure stories about it. Also, look for ideas that fit in your pocket and learn to live with little, don`t create false expectations that your business will sustain you in the first months of operation. This takes time, so patience is key. 1- Technology applications     If you have knowledge of technology (or is interested to learn more about), developing applications based on it can generate a good start for a business without the need to invest a lot of money in it. 2- E-commerce     When it comes to business with little initial investment, most people immediately think about opening a virtual store. Even though the mon

Is it possible to become rich with a low income?

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A lot of people don't seem to believe that it is possible to become rich with a lower income. Indeed it is much harder, but it's not impossible and I'm going to prove that to you. The idea of being rich is something that people in the past didn't use to have, our ancestors cared about eating, surviving a cold with winter, and not being killed while they hunt something to eat later, and if they could do that they would be ok. It's very important that we comprehend that being rich is a modern situation(for the ones that are not on nobility) derived from capitalism and the possibility of wealth accumulation and social mobility.  1-Have a budget With a budget plan, it's very likely everyone can become richer, it's very likely that if you save enough and for long enough in smart investments, you will probably be a next-door millionaire. Some people don't seem to understand that compound interest rates make incredible things to the numbers and you don't ne

Money is Time: The Truth That Just a Few Know.

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     We all understand the meaning of the term "time is money". Whenever we waste money, we lose the opportunity to use it to do something that has value to us. However, even if little is said about it,the opposite is also true: Money is time . This perception can show the great contribution of money to achieve happiness. . Why do we work to make money?      What would be the main objective of our work? The answer is very simple: Make money to support ourselves. Each of us needs some certain amount of things to live. We are forced to produce, in a directly or indirectly way, what we need to survive.     The easier this process is, in addition to requiring less effort and energy, the better. That way you will have more free time to devote to more enjoyable activities.      The more you have produced so far ( in other words, the more wealth you have accumulated ), the less you will have to produce in the future. Besides, the more productive you are, the more rewarding this job

5 habits of successful and wealthy people.

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As said in a previous post , where we talked about how bad habits can make you financially poor, everyone has its own habits. Some people have an extreme frugal personality and don't care at all about material objects, some others love spending everything they have and sometimes even getting a loan to buy something. And although everyone has the freedom to expend their money the way they want, those extreme spenders should get in mind that this lifestyle can not maintain itself forever and unless they make some changes they are going to be some of those sad cases of older people struggling in retirement. So, without further ado: What are the habits of the rich? 1- Most rich people don't show off. Even though we are all used to seeing some extremely rich people having an extremely lavish lifestyle in social media people should understand first that this is their brand, they sell luxury to us normal people and we must also understand that they are a small portion of the rich peop

5 Easy Ways To Pay Off Your Debts Quickly!

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     The lack of financial planning is a major to the high indebtedness rate in many countries. The difficulty of controlling the budget makes people access credits with high-interest rates and they will have to face the consequences of this act soon or later.      If you don't know how to get free of your debts, consider yourself with luck because you just came to the right place. Having debts is something that prevents you from making your so wanted dreams come true but there is no need to feel ashamed about it, everyone goes through difficult times. However, to resolve your financial situation quickly, you need a solid and well-made action plan. Don't worry, I'm going to try my best to help you develop this so needed plan. 1- Make An Accurate Diagnosis Of The Real Situation.      To know how to get out of debt quickly, it is important to make a diagnosis to understand your real situation. Put on paper all of it, how much you owe and to whom, including the amounts of the

5 Easy steps to save 10000 dollars!

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     How many things can you do with 10,000 dollars? Well, there are a lot of things you could do with 10,000 dollars, you could travel to Europe and visit all the famous places, buy a motorcycle, and feel good about yourself with your new acquisition or just spend it all shopping . So I'd like to ask, do you have 10,000 dollars to make these things? If not, rest assured because I'm going to try my best to give you great money-saving tips. 1- Set up a goal for your 10,000 dollars and always remember this is why you are saving for. Whether your goal is to buy art, renovate your kitchen, save up for retirement or just make an incredible party, place a goal and remember it, this will help you keep motivated towards achieving this goal because you will have a reason for what you are going to with the money, it's not going to be just another money in your bank account that simply sits there. 2- Pretend as you are paying a bill. I know paying bills isn't fun, but you do it an

3 Signals That Your Financial Life Is Asking For Help.

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 1- First Signal - The money is always missing.     By the end of the month, you already spent all your money and you end up falling in loans to buy that something you really need. If that is your case, be careful to not start making debts soon. To get out of this situation you have to increase your recipes and cut the expenses. 2- Second Signal - You don't have a long term plan.     You know that you have to separate resources thinking about your future plans, but months goes on, and it keeps being just a far away thought. If the lack of perspective has taken over your daily life, it's time to set goals that will help you to make your dreams come true. 3- Third Signal - You never check your bank statement.     Set aside a day of the week so that past expenses are checked and future ones are planned. Pretending that the current account doesn't need to be monitored will only contribute to the postpone of the control of your financial life.     There is no need to be sad or d

5 Incredibly bad habits that keep people poor.

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 Everyone has its own habits, but some can hurt you financially. In this post, we're going to talk about how some bad habits can keep people poor and with a higher probability of having a future money problem. If you'd like to know which are those bad habits read this post and discover if you have any of them. So, what bad money habits? First let's be clear, being poor or being rich does NOT mean material possessions, it's much more than that. Have the latest car, and the latest iPhone while in debt does not make you rich, and at the same time not having those things doesn't mean that you are poor. 1- The money never stays with you for a while. Some people spend everything that they make on a day to day basis, and this is terrible for this person's future. It doesn't matter if this person has a minimum wage job or makes 7 figures a year, if a person has that money habits they are following a path that will lead to financial ruin. The worst is someone who mak

Financial Habits to Change Your Life ( Right Now! ).

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     One of the great secrets that can make you truly change your financial life consists in adopting good financial habits. However, there is a common doubt: what, after all, are good financial habits? If you are one of the people with this doubt, read this article till the end. I am going to talk about 5 financial habits that you need to adopt in your life as soon as possible. 1- First Habit - Take notes of all your expenses     This first habit is so simple, but just a few people do it in fact: Take notes of all expenses. You need to register your expenses daily. Start doing this activity as a 30 days challenge, after this time it will already have become a habit. It is very important to know exactly how much money you are expending and where it is going. 2- Second Habit - Compare the prices     Nowadays, with the use of internet, this task has become a pretty easy one: With just a few clicks, you can compare practically everything that you want to buy. You don't have to compare

5 Valuable lessons from minimalism.

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     In this post, I'd like to talk about something very important to a lot of people who are interested in the personal finance topic. As said in the title, I'm going to talk about minimalism, but we're not going to simply talk about it trying to convince you to be like that, we are going to tell you the conveniences of being financially minimalist.      Minimalism is a way of life that you have fewer things and can have much more free time for yourself. Minimalists try to reduce down to the basic, everything they don't need should go away. This helps them have more freedom, focus, and even more money since they don't expend money buying things, and in general focus much more on having experiences than material objects. 1- Enjoy having free time.       In a lot of households, we can never stop working, there is cleaning, laundry, the dishes, ironing, and so on, and some people can't enjoy having free time while worrying about something they are going to do late