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Showing posts from September, 2020

Digital Products: Earn extra money from home.

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      Digital products are defined as products that can be created, sold and used over the internet. Have you ever downloaded an e-book or watched an online course? These are digital products! It can be a great idea to make an extra income in your spare time. After all, in addition to having a large profit rate, you only have to create one and it can be sold to thousands of people very easily because there are several platforms that take care of all of the sales procedures for you. So, you just have to create your product and sell!     But calm down: there is no point in creating an e-book that nobody wants to read or charging a price that no one will pay. Don`t worry, I am going to help you in this new journey! First Step - Define the type of your digital product.     The first step is to find out what kind of product you are going to sell. It depends on what type of content you want to offer to your public. There is, what problem can you help them solve? What you can teach to others?

How to solve 5 TERRIBLE financial planning mistakes.

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     As we talked in a   previous post , financial planning is something that might help people a lot financially. We've talked about how important it is to have a financial plan and how it should be in your self-interest to have one. In this post, we're going to talk about some mistakes that there might be in your financial planning that can be very damaging to your financial plan in the near term and especially in the longer term. 1- Not adjusting your financial plan.      Things change, life changes, so why shouldn't our financial plan also change with it? It's important to have a financial plan that is up to date, there is no reason not to do it. Imagine you got a nice promotion and a pay raise, can you imagine that you can move some goals closer? This will help you to achieve your goals earlier and open to the possibility of adding new goals towards your planning. This is a win-win situation. Of course, things might not be so fortunate and bad things can happen and

5 Rules To Have Success in Your Business.

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     Those who choose to start a business must know that this is not an easy path. The Competition is growing and everyone wants to bring prosperity to their business, even in difficult times like this.     But, you can prosper regardless of the economic scenario. And, according to an article published in Entrepeneur, you must often be willing to hear things you don't want, but you need, to be able to move your business forward. So, keep reading this post to learn how to make your business succeed. 1- Do the opposite.      It is important to keep in mind that the more people are doing something, the less valuable it is. Dont' be like most, we want and need to be different, but most of us do the same things and wonder why we don't achieve outstanding or successfull results. We rarely break the mold and one way to succeed is do what no one else is doing or what most people can't do. 2- Keep the focus for 90 days.      What is your first goal for the next 90 days? What ski

7 GREAT tips to start saving money.

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     If by the end of the month you have literally 0 dollars or worse, you are in debt. I'll give you 7 great tips to start saving money that has helped many people leave this path behind. I'm going to try my best to give you informative and helpful money saving tips, so you can start saving a lot of money. 1- Have a goal. In order to save money, you need something to aim for, if you save money for the sake of saving it then your motivating isn't as big as someone who is doing to achieve some goal. I believe it's important to have a long term goal, but also short-term goals, the goals you want to fulfill in 3 years or less. This will help you keep your motivation in check and feel that you are getting closer towards successfully achieving your goal. 2- You should always ask for a discount, rebate, or deduction. Whether it is your phone bills, buying clothes at a store, or buying something while you're traveling you should always try to negotiate the prices that you

5 SECRETS That Will Make Your Wage Last The Whole Month.

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       For many people, getting the bills to fit their wages is a common challenge. Reaching the end of the month with a positive balance at the bank is an even more difficult task. If that is your case, know that with financial control and changes in some habits, it`t possible to achieve this so important goal. I am going to show you easy little secrets that will help you for sure.   1-  To start, you need to know yourself.       How much do you earn and spend in a month? If you don`t know the answer, a pretty common mistake, it is time to write it all down on a paper or a spreadsheet, use what suits you better. You will have to put in it all your earns and expenses, seeing what costs are really necessary and the ones that you can cut out.   2- Share the plan with family members.      If you have a family, make sure all of them know your economy plan, explain how important it is and ask for their help. You will have to dive in this together, take every help that you can get.  3- Pay y

4 Minimalist ideas to thrive.

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     Minimalism is a word we often hear, but some people have no idea what it is, so I'll tell you what minimalism is to me.  Minimalism is a way to consume less, impact less the world, and have the things that are most important to you. Do you realize how many things there are in your house that you don't even remember you bought them? Those things are useless to you and if you don't remember them you don't miss them and remember they did cost you something. So, how do I become a financial minimalist? I'll give 4 tips that will help you have much more freedom and say in your finances. 1- Get hobbies that don't cost much.      If you get expensive hobbies then you will end up paying a lot of money, try focusing on things that can be fun and entertaining but that costs a lot less. For example, what would you think about learning piano lessons? This is something that you can try to learn on youtube and practice at home. Another great idea for a hobby is learning

5 AWESOME Tips To Save Money During Quarantine.

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     The world economy is struggling to deal with the huge impacts caused by the new coronavirus and, with the isolation measures, the financial consequences affects everyone. Spending more time at home may generate more expenses than usual but don't worry, I am going to try my best to give you awesome tips to ease your expenses and save money during this difficult time that we are all passing trough. 1- Start organizing your expenses.      The organization of your family account is the first step, and the most important one, to start saving. This will allow you to know what costs are really necessary and wich ones you will have to cut of your budget.      Therefore, make a list of all your family expenses. It may seems that this process needs a lot of effort and time but, actually, with only one hour per week is enough to gather all the information you need. 2- Time to cut out costs.     After the budget has been made, you need to identify all your monthly expenses and rank them b

5 Ways to cut your expenses EASILY.

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     In this post we're going to talk about how you can cut down your expenses very easily, I'll give you 5 tips  so you can cut your expenses very easily without any effort. So how can I cut my expenses? 1- No more coffees.     No more coffees, at least not from a coffee shop. People spend tons of money a year buying coffee on the go, you should not be some of those people. Do your own coffee at home and buy a thermo and you are good to go, you will now be having a coffee for a much lower price and you will have the possibility to do your own changes in your coffee. 2- Unbrand.      While you go shopping choose the unbranded product, you will be saving a bit at each unbranded item you buy, which in the end will make your grocery bill go lower. You should also do the same thing on clothes, most branded products are produced at the same place the unbranded product are, but the difference is that one has a giant logo and you will be it's walking outdoor. Check if the product

4 Tips to Make a Financial Detox During Quarantine.

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      If you are at home, I am only sure about one thing: your expending has changed. The quarantine is there and by this time you have already noticed some things about your financial life and this is the best moment to make a financial detox. So, come with me, I am going to show you the first steps to achieve it. 1- First things first     Start getting your bank statement right before the quarantine and then the post quarantine one. Try to identify your new sources and expenses and see what has changed. This will help you control your expenses and see things clearly. 2- Take a cold look     After you have made a diagnosis before and after quarantine, take a cold look at what you are seeing. You can ask for someone that lives with you to help you do this analysis without attachments. 3- Categorize your expenses     Now that you have analyzed your spending, it is time to separate them in categories such as fixed expenses and variable expenses.     The fixed expenses are those that you

How to start your financial planning.

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     If you have no clue about the future of your finances, this is the post you should be at. A lot of people have no idea how much money comes in and how much money is leaving, they just simply keep living as if it doesn't matter. Sorry to tell you folks, but it matters a lot! It's in your best interest to take your finances seriously and have plans for your future expenses, but it doesn't need to be boring or tedious at all. In this post we're going to help you create your own financial plan, so you can feel much more powerful and really be in control of your finances. 1- Get exactly how much you make and how much you spend.       This is very important, otherwise, you have no way to have a good financial plan. It's a must that you put everything that you expend in there, this is the only way you can find where sometimes a huge part of your money is going without you noticing at all. 2- Set up your goals straight.       What are you planning for? When is this pla